For Home Buyers

Buying a Home - Step by Step

Buying a home is one of the biggest financial lifestyle decisions you will ever make, so it pays to make an informed decision by first looking at the main advantages and disadvantages of homeownership.

It's important to have a "Buyer's Agent" when buying a home. A buyer's agent is a Realtor that works with you to help find a home you like at a price you can afford. The agent can also call on resources available to Realtors through the local real estate board. For example, you can ask for a report on the selling prices of similar houses in a neighborhood which you might be interested. A buyer's agent can also provide a sale price history for any home that you like. This helps you negotiate the best possible price. The best part is that the services of a buyer's agent are absolutely free! The seller pays the commission.

The following articles are a great place to research if you’re looking for information on buying your Real Estate investment, that could save you thousands of dollars when buying a home.

• CMHC Home Buying Guide is a practical Step by Step guide to make things easier for you by providing the information you need to make a wise homebuying decision. In this guide, you will find examples of worksheets that will guide you throughout the homebuying process.
• Working with a Realtor is a detailed explanation of the relationship between you and a Realtor, and their commitment to you.
• Mortgage Calculators allow you to calculate how much you can afford.